Transport Liability Insurance (Public and Products)

altEver wondered what would happen if you caused loss or damage to a Third Party – Public and Products Liability Insurance will cover you against negligence to a third party, as a result of an occurrence in connection with your business – We will source you the “Greatest Cover at a Great Price”

Transport Industry - Public & Products Liability Insurance Policies provide cover in respect of insured's liability for loss or damage caused negligently to third parties, who are not the insured, as a result of an occurrence in connection with the insured business. 

It indemnifies the insured business against legal liability to pay compensation in respect of personal injury or property damage claims arising in respect of the Product &/Or Service sold or supplied by the insured, however it does not cover product warranty and is always subject to terms, conditions and exclusions.

In addition, these policies also provide cover for defence costs even if the action against you is false or fraudulent, provided that an excluded circumstance does not apply. 

Personal Injury          

Cover includes:

  • Death, bodily injury, sickness, disease, disability, shock, fright, mental anguish and mental injury 
  • False arrest, wrongful detention or imprisonment, and malicious prosecution
  • Wrongful eviction
  • Assault or battery 
  • Libel, slander, defamation of character or invasion of the right of privacy
     

Property Damage      

Cover includes:

  • Physical Damage to tangible property
  • The loss of use of tangible property which has not been damaged but cannot be used due to Damage to other tangible property

 

 

 

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