Retail Shops Insurance

Get on with running your business, and let us take care of the insurance part.  Let us assist you in getting the “Right Cover for the Best Price” you can get an insurance policy that’s just right for your shop – not someone else’s.


Typical retail businesses that we cover

We have designed insurance packages that meet the needs of your retail business. Here are just a few of the types of businesses we cover:

  • Bread and cake shops
  • Clothing shops
  • Craft shops and picture framing retailers
  • Domestic appliance retailers
  • Florists
  • Hairdressing and beauty salons
  • Travel agencies


Common retail insurance cover options

We cover the risks that retailers face everyday, and we allow you to choose the cover you need. Some of these cover options include:


Public and Products Liability

This covers you if someone sues you for personal injury or damage to their property. For example, you could be sued if someone falls due to a spillage on your floor; or if a foreign body in food causes injury to someone.



This will cover your premises and property including things like computer equipment and stock contents.


Fire, storm, malicious damage and other defined events

You may require cover for damage done to things like food supplies, ovens, cooking equipment, electrical appliances, refrigerators, cash registers, computers and printers.


Business interruption

Do you need cover for loss of profits, if your business is disrupted by damage to your business property caused by specified events.


Money (including in transit)

How much would you be out of pocket? You could be covered for loss of money, cheques and credit card vouchers held on the premises or in transit. This is useful for businesses that carry money to the bank.


Glass breakage cover

Need your vandalised Window fixed? apart from internal and external glass, you  could cover skylights, mirrors and neon signs, plus sign writing and shuttering. This is important cover for businesses in fixed premises.


Personal Sickness and Accident Insurance:

Make sure your pay cheques don’t stop even if you do. We can assist in providing cover for your loss of income as a result of a defined sickness or accident.


Premium Funding:           

Connect Insurance also offers all premiums including Workers Compensation, Aggregate Deductibles Levels –Vehicle Registrations to be premium funded.

Pay by the month over a 6,8,9,10 or 12 month contract. Seasonal Payments can also be arranged.  

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Compulsory Third Party (CTP) – Greenslips (save up to 40%)

Special negotiated rates for Connect Insurance have been arranged – contact our office or complete the Quote Form for a premium.

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