Liability & Care, Custody & Control (Hook Liability)

Public & Product Liability Insurance Policies provide insurance cover in respect of insured's liability for loss or damage caused negligently to third parties, who are not the insured, as a result of an occurrence in connection  with the insured business. 

It indemnifies the insured business against legal liability to pay compensation in respect of personal injury or property damage claims arising in respect of the Product &/Or Service sold or supplied by the insured, however it does not cover product warranty and is always subject to terms, conditions and exclusions.

In addition, these policies also provide cover for defence costs even if the action against you is false or fraudulent, provided that an excluded circumstance does not apply. 

Personal Injury          

 Cover includes: 

  • Death, bodily injury, sickness, disease, disability, shock, fright, mental anguish and mental injury *   False arrest, wrongful detention or imprisonment, and malicious prosecution
  • Wrongful eviction  
  • Assault or battery 
  • Libel, slander, defamation of character or invasion of the right of privacy


Property Damage       

Cover includes: 

  • Physical Damage to tangible property 
  • The loss of use of tangible property which has not been damaged but cannot be used due to Damage to other tangible property 

 Care, Custody & Control/Hook Liability

Legal Liability for Property Damage or Destruction to third party property in your physical possession or legal control.


Premium Funding:           

Connect Insurance also offers all premiums including Workers Compensation, Aggregate Deductibles Levels –Vehicle Registrations to be premium funded.

Pay by the month over a 6,8,9,10 or 12 month contract. Seasonal Payments can also be arranged.


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Compulsory Third Party (CTP) – Greenslips (save up to 40%)

Special negotiated rates for Connect Insurance have been arranged – contact our office or complete the Quote Form for a premium.


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